Our Model

Assets Under Management (AUM) Fee Plan (percentage of the total value of your assets we manage)
  • Investment Management only

This includes an initial meeting, call, or video conference to discuss your needs and objectives. We will ask you to provide us with account statements and complete a questionnaire so that we can better understand your financial situation and determine your tolerance for risk and time horizon. A second meeting will be scheduled to review and discuss our findings and recommendations. If there is agreement to move forward, a plan of implementation will be outlined. 

Please contact us for more information on our AUM fee structure.

 

Subscription Fee Plan (a monthly fee is charged, along with an upfront cost for the initial plan)
  • Financial Planning services, including:
    • Cash Flow Analysis
    • Debt Repayment
    • Tax Planning
    • Estate Planning
    • Investment Management
    • Retirement Planning
    • Education Planning
    • Life Insurance / Long-Term Care Needs

Our Subscription Fee Plan is intended to be an interactive experience, where we ask you to commit to providing up-to-date information on a periodic basis so that we may assist you in monitoring transactions and progress towards financial goals. This includes access to our financial planning software, enabling almost every financial institution, investment, retirement, insurance, or loan account held to be aggregated into ONE platform. This, in turn, will allow us to analyze your full financial picture, and make realistic recommendations customized to YOU.

If needed, we will help you create you Financial Plan using our software's comprehensive modeling and integrative technology. Our 5-Step approach is as follows:

  1. Asses your current financial situation
  2. Guide you in creating attainable goals
  3. Review and evaluate alternative courses of action
  4. Create a plan
  5. Monitor the plan along the way and make changes as necessary

This process typically commences with a 60-minute fact gathering meeting. 

For Individuals

Initial Financial Plan - ranges from $350 to $1,500

Subscription Cost for Ongoing Support - ranges from $30 to $150 per month

For Couples / Family

Initial Financial Plan - ranges from $500 to $2,000

Subscription Cost for Ongoing Support - ranges from $60 to $200 per month

Please contact us for more information on our Subscription fee structure.

 

Note: For those who select the subscription model, and who also choose to have us manage some of their assets, no investment management fee will be charged on those assets until they reach a specific level with us. At that point, they will be converted from the subscription model to the Assets Under Management (AUM) model.